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R&A Insurance, Inc Blog: liability

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  "Rip and Tear" Coverage   The Problem:   Construction projects often result in damages claims for construction defects. Securing insurance coverage for those claims depend on many factors, including the specific facts and damages at issue, and which state’s law governs. READ MORE >>

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    5 Snow Removal Contract Requirements You Need to Review       It’s no secret winter weather creates more opportunity for liability claims, especially slips and falls. If you own a business, commercial building, or manage property, contracting with a repu... READ MORE >>

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  How Safe is Your Deck?                                          &nb... READ MORE >>

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  It's a Dogs World! (we just live there) This is Lily. you would think by the name that she is like a gentle flower! A docile Labrador with a kind eye and a wagging tail. Actually, 99% of the time, you would be right. The other 1% of the time. Dead Wrong. Lily is what we call leash aggressive. READ MORE >>

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  "Your Fired!" 8 steps to keep you out of hot water...   We have seen the show, we know the drill and we still do it wrong sometimes. As a business owner, you are subject to severe scrutiny, when you terminate an employee for cause. READ MORE >>

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Why is Cyber Liability a Really Big Deal? You own a business. You started it from scratch or bought it as an ongoing entity. It’s a fact of reality, that you are vulnerable to attack. In the old days, they would call it “protection”. READ MORE >>

The Contractor’s Worst Nightmare “Cold sweat at night stuff”   Folks, it’s not my job to scare you. It’s my job to inform you of the perils associated with any risk. Like a good parent, you give your youngster a little rope to feel the tightness, but not so much that they hang themselves. READ MORE >>

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ROSENKILDE & ASSOCIATES INSURANCE | RISK MANAGEMENT | SURETY Useful Information for Business Owners What is a Waiver? With regard to insurance, to "waive" something is to intentionally give up some right or interest. Waivers are frequently used to benefit the person or organization that asks you to sign one. READ MORE >>

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Screeeeeeeeeecccch............. The sound of brakes in a busy neighborhood is scary! If a ball rolls out in front of your car, chances are there is a  young child  right behind it.  Since the weather will be getting warmer, and children will be playing in and around the street  - be mindful of the kids in the 'hood! READ MORE >>

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